Pocono Jack

Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix.

All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though they’ll have to jump through a few more financial hoops than other people.

If you’re trying to qualify for an unsecured card because you have bad credit, here are some things you’ll need to provide:

Forested lot in Pocono Springs Estates awaits its new owner! This year round, Pocono community boasts lake rights to stocked, Crystal Lake, tennis court, clubhouse, road maintance, security and so much more! Pocono Springs is also surrounded by State Game Lands providing the luxury of wooded privacy.

A certain amount of stress from time to time is to be expected given the demands of work and family. However, the type of stress that is triggered by outside events beyond our control can be much more difficult to manage compared to everyday stressors. Here are a few strategies for staying calm when the world around you is anything but.

Paying for something with a credit card instead of cash can be easier for a number of reasons. While it can be difficult to find an ATM when you need it, carrying around a lot of cash can be dangerous, and some things are nearly impossible to buy with cash.

And by “cash,” we also mean a debit card, since money that’s pulled immediately out of a bank account through a debit card doesn’t have as many protections as a credit card does.

When the trees start budding again, and flowers begin to dot the yard with their bright colors, it's the perfect time to spring clean. While we might dread spring cleaning, it helps us refresh our home environment after a long, cold winter and move refreshed into a bright new season. But where should you focus your attention? Here is our Spring Cleaning 101 Guide.

Freshen your mats and rugs

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals.

A secured card can help those who don’t qualify for a regular credit card to establish or repair a poor credit history. But what is a secured credit card and how do you get one?

Outdoor spaces are especially wonderful when you live in an area where you can use them all year long. But there are alternatives you should consider if you want to spend time on your deck or patio regardless of the season.

Here's how:

Utilize the space beneath a raised deck

Do you have a raised deck that extends out over a basement in the backyard of your house? That area beneath the deck can be the perfect place to enclose for the sake of creating an all-season room.