Pocono Jack
Once you’ve purchased a home, you’ll need to hire a moving company to transport your belongings into your new house. However, hiring movers involves more than finding someone to get your belongings from point A to point B. Use these tips to help you find a reliable company that will move your possessions safely and efficiently.
Determine your moving needs
Everyone’s move will be different, and it is crucial to understand the costs involved in the process. A reputable moving company will determi...
Charging too many expenses to your credit card can happen occasionally. It leads to what’s called a maxed out credit card, meaning you’ve gone over or are close to being over your assigned credit limit.
It doesn’t mean your financial world will come crashing down around you. But it is something to take notice of and deal with.
It’s okay to have a maxed out credit card if you plan on paying it off when your next credit card bill arrives. However, when your APR is applied to the balance, you ma...
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score.
If you have lived in your home for several years, you may have built up a large amount of equity. You might be able to use a home equity line of credit, or HELOC, to pay off credit car...
The average American spends close to $2,400 per year on unnecessary purchases, and most people regret them after the fact. Clothes are typically the top impulse buy, followed by food and drinks, laptop computers and other big-ticket tech items, shoes and small-ticket tech like chargers or headphones.
On average, a person spends $202 per month on unnecessary purchases, which could easily be cut in half if they stopped making non-essential purchases. .
To drop unnecessary spending, deleting some...
Filling up the gas tank? Nope.
Going to the movies? Nope.
Paying for day care? Nope.
Did you actually end up saving money during the great quarantine of 2020? If you’re like most Americans these last few months, you’ve buckled down, you’ve looked for ways to cut back, and you’ve hoarded cash. You saved like saving was going out of style!
Nearly 80% of Americans have saved money just by not going out to eat ($245 savings), not going on vacation ($1,400 savings), and not making major purchases ($...
The best way to improve your credit score is simple, but not always that easy: Reduce your debt.
Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a great credit score. And not using your credit cards anymore and paying off the balances is easier said than done.
But there are smaller, easier steps that can improve a credit score. Here are six:
Set payment reminders: Makin...
Selling a home is hard work, and the staging process can be intimidating. Many people think about how expensive the staging process will be, but with these tips, it doesn’t have to be!
Starting fresh
It can be tough to stage a home when furniture has been removed by the homeowner, but no need to fear! Of course, you don’t have to go out and buy new furniture. The easiest way to save money is use what you already have, pick up pieces from goodwill or a used furniture store like “Restore”. Thes...
