Pocono Jack
Protecting children is a constant responsibility for parents and guardians alike, and many are unaware that they also need to be protected from identity theft.
Identity thieves often apply for government benefits, open bank and credit card accounts, and apply for a loan in the name of the victim, even a child. They often do this long before the child is old enough to open a credit card themselves, destroying a child’s credit history.
If your child is getting mail such as bills for products they...
Victims of identity theft or fraud may feel they don’t have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report.
A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on your credit report, giving potential lenders and creditors notice that someone may be trying to fraudulently use your identity to apply for credit. The three main credit bureaus are Equifax, Experian...
We’ve all experienced it: The phone rings and you don’t recognize the number, but you answer anyway. The voice on the other end of the line is cheerful, knows your name, and starts asking personal or financial questions.
Some unwanted calls, such as those from telemarketers, are more annoying than harmful, but others might be scams that could lead to damaging identity theft or significant money loss.
That’s why caution is key.
To help consumers stop unwanted robocalls and avoid phone scams, the...
Once you’ve purchased a home, you’ll need to hire a moving company to transport your belongings into your new house. However, hiring movers involves more than finding someone to get your belongings from point A to point B. Use these tips to help you find a reliable company that will move your possessions safely and efficiently.
Determine your moving needs
Everyone’s move will be different, and it is crucial to understand the costs involved in the process. A reputable moving company will determi...
Charging too many expenses to your credit card can happen occasionally. It leads to what’s called a maxed out credit card, meaning you’ve gone over or are close to being over your assigned credit limit.
It doesn’t mean your financial world will come crashing down around you. But it is something to take notice of and deal with.
It’s okay to have a maxed out credit card if you plan on paying it off when your next credit card bill arrives. However, when your APR is applied to the balance, you ma...
Every day we wake up with a list of things to do, no matter the day of the week. As the hours pass and the sun sets, it never feels like there are enough hours in a day to finish everything you wanted to get done. But this doesn’t mean you can’t complete all of your daily tasks. With a bit of planning and a few simple steps, you can easily increase your daily productivity.
Make a ListAfter you’ve gotten up, dressed and ready to start your day, write down all the tasks that you need done. This...
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score.
If you have lived in your home for several years, you may have built up a large amount of equity. You might be able to use a home equity line of credit, or HELOC, to pay off credit car...
