Pocono Jack
Paying for something with a credit card instead of cash can be easier for a number of reasons. While it can be difficult to find an ATM when you need it, carrying around a lot of cash can be dangerous, and some things are nearly impossible to buy with cash.
And by “cash,” we also mean a debit card, since money that’s pulled immediately out of a bank account through a debit card doesn’t have as many protections as a credit card does.
Here are four specific instances when paying with plastic is a...
Saving, spending, budgeting and paying off debts—we all try to do it, and do it responsibly. But it’s not always easy to pay bills, buy groceries and budget for your future all while enjoying the cash you work so hard for.
In today’s tech-filled world, it’s easy to find an app for just about anything, including controlling your money. So get out your smartphone and head to the app store to try one of these money saving tools…
MintPowered by Intuit, Mint can help you track your spending, pay yo...
Many people struggle to pay off credit card debt. Interest that accumulates each month can make it difficult to make a dent in balances. Juggling multiple credit cards with different minimum payments and due dates can feel overwhelming. Missing a due date can lead to fees and possible damage to your credit score.
If you have lived in your home for several years, you may have built up a large amount of equity. You might be able to use a home equity line of credit, or HELOC, to pay off credit car...
An illness, injury, broken appliance, car accident or job loss can occur at any time. Having enough savings to cover three to six months’ worth of expenses can help you avoid losing your home or going deep into debt to make ends meet.
Savings Strategies
It’s easy to set a vague savings goal, but you won’t build up an adequate emergency fund unless you make a consistent effort. Look at your income and expenses and set a savings goal that is both ambitious and realistic.
Most everyone deals with money troubles at some point. However, according to American Consumer Credit Counseling (ACCC), a non-profit group, many people may be headed toward financial disaster without even knowing it.
To help determine if you’re in danger of serious financial problems, ACCC offers eight telltale signs:
1. Not paying your bills on time (or at all). Paying your bills late leads to extra charges and can have a significant impact on your credit score. Some companies will even incre...
Everybody blows a little money now and then, but some people make it a habit. To help you take control of your finances and keep more cash on hand, financial advisors suggest diligently avoiding these six common money mistakes:
1. Keeping up with friends. One way to get into financial trouble is trying to match someone else’s lifestyle. Sticking to a budget may mean missing out on a few indulgences, but the upside is a manageable credit card bill you can pay off in 30 days without paying intere...
