Pocono Jack

An illness, injury, broken appliance, car accident or job loss can occur at any time. Having enough savings to cover three to six months’ worth of expenses can help you avoid losing your home or going deep into debt to make ends meet.

Savings Strategies
It’s easy to set a vague savings goal, but you won’t build up an adequate emergency fund unless you make a consistent effort. Look at your income and expenses and set a savings goal that is both ambitious and realistic.

Just like your car, your home needs a regular tune-up to keep it running at its best. Use this checklist to organize your chores so you can minimize stress and enjoy each season.

Spring

As the winter weather fades away, spring is the perfect time to tackle outdoor maintenance.

-Check outdoor vents for debris, and clear gutters and downspouts.

-Look for overgrown tree roots that could damage foundations, driveways, and walkways.

Other items in your spring to-do list should include:

When we think of New Year’s resolutions, we normally think about ourselves—diet, exercise, daily habits, and other personal items. However, making resolutions that impact your finances are often easier to keep. What’s more, they tend to pay dividends long after those other resolutions have fallen by the wayside.

“Sure, just charge it to my credit card.” It’s a phrase we say at stores and restaurants from time to time, especially when we’re making unplanned or big purchases. Credit cards are convenient and common among most adults, but unless you use one carefully, you could find yourself in financial trouble. Here are some tips to help ensure you use credit cards wisely:

Most everyone deals with money troubles at some point. However, according to American Consumer Credit Counseling (ACCC), a non-profit group, many people may be headed toward financial disaster without even knowing it.

To help determine if you’re in danger of serious financial problems, ACCC offers eight telltale signs:

Small drones, also known as unmanned aerial vehicles, have become increasingly popular among hobbyists, kids and even businesses. Flying a drone can be fun, but it can also become an insurance headache if the remote-controlled aircraft is involved in an accident.

Therefore, before your drone hits a car, house or person—or gets in another sort of accident—it’s important to understand how your drone is covered.

To stop a criminal from using your personal information to open a credit card in your name, start by preventing lenders from checking your credit unless you first unfreeze your information.

Even if you have poor credit—or are low on savings—protecting your credit from identity theft by taking advantage of a free credit freeze is a good idea.