Pocono Jack
Stringing up holiday lights has become such a popular seasonal activity that there are even full television shows dedicated to the subject. While some take the practice as serious as an Olympic sport, others would rather the task be reserved to a few painless hours of decorating.
No matter how you feel about them, there are many ways you can experiment with lights to create a display worthy of any light show competition (without putting in hours of effort).
Create a lighted backdropYou c...
Protecting children is a constant responsibility for parents and guardians alike, and many are unaware that they also need to be protected from identity theft.
Identity thieves often apply for government benefits, open bank and credit card accounts, and apply for a loan in the name of the victim, even a child. They often do this long before the child is old enough to open a credit card themselves, destroying a child’s credit history.
If your child is getting mail such as bills for products they...
Victims of identity theft or fraud may feel they don’t have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report.
A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on your credit report, giving potential lenders and creditors notice that someone may be trying to fraudulently use your identity to apply for credit. The three main credit bureaus are Equifax, Experian...
We’ve all experienced it: The phone rings and you don’t recognize the number, but you answer anyway. The voice on the other end of the line is cheerful, knows your name, and starts asking personal or financial questions.
Some unwanted calls, such as those from telemarketers, are more annoying than harmful, but others might be scams that could lead to damaging identity theft or significant money loss.
That’s why caution is key.
To help consumers stop unwanted robocalls and avoid phone scams, the...
Once you’ve purchased a home, you’ll need to hire a moving company to transport your belongings into your new house. However, hiring movers involves more than finding someone to get your belongings from point A to point B. Use these tips to help you find a reliable company that will move your possessions safely and efficiently.
Determine your moving needs
Everyone’s move will be different, and it is crucial to understand the costs involved in the process. A reputable moving company will determi...
When you’re selling your home, it’s important to consider cash offers from potential buyers. Accepting a cash offer on your home can be faster, less risky, and less stressful than other offers you receive. Read on to learn why receiving a cash offer on your home can be beneficial.
What is a cash offer?
A cash offer is an offer on your home where the buyer agrees to pay the entire cost of the house without another financing option, such as a mortgage. While you’ll receive the agreed-upon amount...
Charging too many expenses to your credit card can happen occasionally. It leads to what’s called a maxed out credit card, meaning you’ve gone over or are close to being over your assigned credit limit.
It doesn’t mean your financial world will come crashing down around you. But it is something to take notice of and deal with.
It’s okay to have a maxed out credit card if you plan on paying it off when your next credit card bill arrives. However, when your APR is applied to the balance, you ma...
